Cottage Estate Planning

Cottage memories are a cherished part of your family history.  When arranging your estate plan, the family cottage requires special consideration.  

Our knowledgeable and experienced lawyers can help you understand the tax considerations of cottage properties.  Discussion of strategies for minimizing, or for providing for payment of these taxes, will ensure that this one-of-a-kind asset remains in your family for generations to come. We offer you assistance in arriving at the best decision about this important asset by guiding you through important family discussions.  

The Miller Law Group can also advise you on the myriad of issues arising from cottage ownership during your lifetime such as easements and rights-of-way, access and shore road allowances, shared ownership agreements and rental contracts. Cottage real estate entails a host of issues that are unique to rural cottage properties and, in some cases, to each individual municipality. A local lawyer who is familiar with these issues is often best suited to assist you in navigating these challenges.

In addition, we can advise you with respect to minimizing capital gains tax liability that may be attracted to the sale or inter-generational transfer of your cottage property. The Miller Law Group also represents U.S. and other non-resident cottage owners on cottage transactions, withholding tax issues and, in some cases, creating a Canadian estate plan in order to deal with Canadian-resident real estate holdings.